About Us
SharePickers Investment Club is a members only website, run by Justin Waite where investors of all abilities can learn and share their thoughts on investing.
Welcome to Sharepickers.com. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Sharepickers.com’s relationship with you in relation to this website.
The term ‘Sharepickers.com’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is 3 Keble Road Chandlers Ford SO53 3DR. Our company is Registered in England and Wales. The term ‘you’ refers to the user or viewer of our website.
These terms and conditions of use (“Terms”) apply to your use of the Website and by continuing to use this Website you are confirming that you accept the Terms set out below and the additional usage terms set out in the relevant parts of the Website.
The use of this website is subject to the following General Terms and Conditions:
1.1. While this site is accessible without a registered account, in order to participate in and contribute to the Sharepickers.com community you will be required to register with the site.
1.2. You need to select or accept a password to access your account. You agree not to reveal your password to other users as your Account is at risk if you let someone use it inappropriately.
1.3. It may be necessary for us to refuse some registration applications for example to prevent fraudulent use of the Website.
1.4. Maintaining the security and integrity of the Website is necessary to enable all our users to use it safely and effectively.
You agree:
1.4.1. not to abuse the access or registration process;
and
1.4.2. to take responsibility for any improper or illegal use of your Account (including illegal or improper use by a third party who has used your password to access your Website Account) and repay to us with any costs and/or losses that we suffer as a result.
1.5. Any personal information supplied to Sharepickers.com as part of this registration process and/or any other interaction with Sharepickers.com will be collected, stored and used in accordance with the Sharepickers.com Privacy Policy.
1.6. If you use multiple logins for the purpose of disrupting a community or annoying other users you may have action taken against all of your accounts.
1.7. All accounts must be registered with a valid personal email address that you access regularly. Accounts registered with someone else’s email address, or with temporary email addresses may be closed without notice.
1.8. Sharepickers.com reserves the right to close accounts if any user is seen to be using proxy IPs (Internet Protocol addresses) in order to attempt to hide the use of multiple accounts.
1.9. These Terms shall continue to apply to your use of the Website generally, however you may decide to close your Account. You may do so by notifying us at any time by sending an email stating such to us at justin@sharepickers.com
2.1 Membership Subscriptions
To begin a subscription, you must provide us with one or more Payment Methods. “Payment Method” means a current, valid, accepted method of payment, as may be updated from time to time and which may include payment through your account with a third party. Your subscription will continue and automatically renew until terminated. You must cancel your membership before it renews in order to avoid account charges for the next billing cycle. Account charges are fully earned upon payment and there are no refunds or credits for partially used months or years, as applicable. If any fee is not paid in a timely manner, or Sharepickers.com is unable to process your transaction using the credit card information provided, Sharepickers.com reserves the right to revoke access to your account.
If your credit card reaches its expiration date, your continued use of Sharepickers.com constitutes your authorisation for us to continue billing that credit card and you remain responsible for any uncollected amounts. It is your responsibility to keep your contact information and payment information current and updated.
2.2 Cancellation and Refunds
You can cancel your subscription to Sharepickers.com at any time, and you will continue to have access to the Service for the remainder of your applicable billing cycle. To cancel your subscription, you must email justin@SharePickers.com. If you cancel your subscription, your account will automatically close at the end of your current billing period.
You may cancel your Sharepickers.com account at any time – however, there are no refunds for cancellation. Due to the nature of the content being exclusive to subscribers payments are non-refundable and there are no refunds or credits for partially used billing periods. In the event that Sharepickers.com suspends or terminates your account for violating our Terms of Service, you understand and agree that you shall receive no refund or exchange for any unused time on a subscription, any license or subscription fees for any portion of the Services, or any content or data associated with your account. At any time, and for any reason, we may provide a refund or discount to some or all of our subscribers. The amount and form of such refunds and the decision to provide them are at our sole and absolute discretion and does not obligate us to provide such refunds in the future under any circumstance.
2.3 Payment
To use our Services, you must provide one or more Payment Methods. You remain responsible for any uncollected amounts. If a payment is not successfully settled due to expiration, insufficient funds, or otherwise, and you do not cancel your account, we may suspend your access to our Services until we have successfully charged a valid Payment Method.
Sharepickers.com reserves the right to adjust pricing for our Services or any components thereof in any manner and at any time, as we may determine in our sole and absolute discretion.
3.1. We may at any time, terminate your Website Account if:
3.1.1. you have breached any provision of these Terms or our Community Rules any other additional usage terms on this Website (or acted in such a manner which indicates that you cannot or do not intend to comply with these Terms or Community Rules or any other additional usage terms on this Website);
3.1.2. we decide to no longer provide an area on the Website for users to interact;
3.1.3. we are required to do so by law;
3.1.4. despite our reasonable endeavours, we are unable to verify or authenticate any information you provide to us;
3.1.5. we no longer want to offer this service to you.
4.1. The information contained in this website is for general information purposes only. The information is provided by Sharepickers.com and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
4.2. Subject to clause 3.3 below, we shall not be liable to you for:
4.2.1. any indirect or consequential losses which may be incurred by you. This shall include any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation, or any loss of business data suffered by you;
4.2.2. any loss or damage which is not reasonably foreseeable;
4.2.3. any loss or damage which may be incurred by you as a result of:
4.2.3.1. any changes that we make to the Website, or for any permanent or temporary cessation in the provision of the Website or any part of it;
4.2.3.2. the deletion of, corruption of, or failure to store any Submissions (and other data) maintained or transmitted by or through your use of the Website;
4.2.3.3. the availability of or result through reliance on, any third party websites accessed through hyperlinks in the Website (including goods and services supplied or made available through such third party websites);
4.2.3.4. your failure to provide us with accurate registration information;
or
4.2.3.5. your failure to keep your password or Account (as defined in clause 1.1) details secure and confidential, or your inclusion of any personal information within a Submission (as defined in clause 15.1).
4.2.4. The limitations on our liability to you in paragraph 3.2.3 shall apply whether or not we have been advised of the possibility of such losses arising in advance.
4.3. We do not limit or exclude our liability for death or personal injury resulting from our negligence, fraudulent misrepresentation or any other losses which may not be lawfully excluded or limited by law.
4.4. Nothing in these terms shall affect your statutory rights. If you have any doubts as to your statutory rights then you should contact your Local Citizens Advice Bureau or refer to the Office of Fair Trading website (www.oft.gov.uk/default.htm)
5.1. You agree to refund or otherwise take responsibility for any and all liabilities, costs and expenses, including reasonable legal fees, which we or any of our group companies or personnel may incur as a result of to any breach of these Terms by you, or in connection with the use of the Website or any Submission or other transmission of any message or information on the Website by you from your Account.
6.1. All content which features on the Website which is provided by us or on our behalf including but not limited to the text, photographs, images, graphics, illustrations, sounds, videos, designs, written and other material is protected by copyright, trade mark rights and/or other intellectual property rights owned by or licensed to SharePickers.com
6.2. You are permitted to download, print or copy any content from the Website, provided that you:
6.2.1. do so only for your personal, non-commercial use;
6.2.2. acknowledge us as the source of the material; and
6.2.3. do not use the SharePickers.com content in any other manner.
6.3. You must apply to us using our email address (justin@sharepickers.com) for the appropriate consent and conditions to use the SharePickers.com content for any use other than as set out in clause 6.2.
6.4. We reserve any other uses of, and rights in, the SharePickers.com content so you must ask our prior permission for these as set out above. We will not always be able to give our consent.
6.5. For certain SharePickers.com content (such as part of our members area), or where our suppliers have required us to do so, separate and/or additional usage terms may apply and these will be marked on the relevant part of the Website.
6.6. You must not, nor try to, make mass, automated or systematic extractions of SharePickers.com content, or use it to create or include it within another paper or electronic database, or try to re-sell or re-distribute it. We reserve the right to prohibit or restrict the way in which other sites link to or frame or re-present any of the SharePickers.com content.
7.1. We want all users to be able to communicate with each other safely. In order for this to be possible, we have set out some rules in this clause 7.3, that all users must agree to and comply with, as part of these Terms. We expect you to respect other users’ rights and comply fully with these Terms at all times, particularly in relation to any comment submissions that you make.
7.2. To the extent that we are notified of or become aware that you have made a comment submission that is in breach of these Terms, we will delete or amend it and we reserve the right to remove your comment and/or suspend or terminate your Account without notification, either temporarily or permanently, and to take any other action we consider appropriate, including legal action.
7.3. You agree to be civil and considerate of other members of the community.
7.5. If you fail to abide by our Community Rules when contributing to the Sharepickers.com community, your contribution may well be edited or removed without warning. If further indiscretions are made, this may result in a temporary or permanent suspension of your ability to participate in any further Sharepickers.com discussions.
7.6. If you submit or share offensive or inappropriate content to the Sharepickers.com community or otherwise engage in any disruptive behaviour on www.Sharepickers.com or its Discord chat forums or associated social media account and Sharepickers.com considers such behaviour to be serious and/or repeated, Sharepickers.com may use whatever information that is available to it about you to stop any further such infringements. This may include informing relevant third parties such as your employer, school or email provider about the infringement(s).
7.7. Sharepickers.com reserves the right to delete any contribution, or take action against any Sharepickers.com account, at any time, for any reason.
7.8. The failure or delay of Sharepickers.com to exercise or enforce any right in these terms does not waive Sharepickers.com right to enforce that right.
7.9. We advise that you never reveal any personal information about yourself or anyone else (for example: telephone number, postal address, home address or email address or any other details that would allow you to be personally identified) in the Sharepickers.com community.
7.10. You may not submit or share any defamatory or illegal material of any nature in the Sharepickers.com community. This includes text, graphics, video, programs or audio. Posts which the moderation team feels run a risk of being libelous or in contempt of court may be removed.
7.11. Contributing material to the Sharepickers.com community with the intention of committing or promoting an illegal act is strictly prohibited.
7.12. You agree to submit to or share with Sharepickers.com community only contributions which are your own original work. You must not violate, plagiarise, or infringe the rights of SharePickers.com Ltd or third parties including copyright, trade mark, trade secrets, privacy, publicity, personal or proprietary rights.
7.13. Content posted in the Sharepickers.com community is created by members of the public. The views expressed are theirs and unless specifically stated are not those of the Sharepickers.com. Sharepickers.com will not be responsible for any content and Sharepickers.com does not endorse, support or make any representations or warranties of any kind about any opinions expressed by users. Opinions expressed are those of the creator and not of Sharepickers.com.
8.1. Neither Sharepickers.com nor any of our directors, employees or other representatives will be liable for damages, in contract, tort or otherwise including negligence, arising out of or in connection with the use of the website or members area. You confirm that we shall not be liable to you or any third party for any modification to, suspension of or discontinuance of the website or members area. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties. We do not limit or exclude our liability for death or personal injury resulting from our negligence or for any other liability which may not lawfully be excluded or restricted.
9.1. You agree to fully indemnify us immediately on demand against all claims, liability, damages, costs and expenses, including legal fees, arising out of any breach of these Terms by you (or any other user who accesses the website or members area using your user name) or any other liabilities arising out of your or their use of the Website or members area. You shall provide us with notice of such claims, full authority to defend, compromise or settle such claims and reasonable assistance necessary to defend such claims, at your sole expense.
10.1. If any provision of these Terms is held to be invalid or unenforceable by a court of law with jurisdiction to decide on this matter, then such provision shall be removed from these Terms without affecting the rest of these Terms, and the remaining provisions shall continue to be valid and enforceable.
11.1. A failure by us in exercising our rights or remedies which arise under these Terms shall not be a waiver of that right or remedy, and no waiver by us shall be effective unless provided in writing and signed by us.
12.1. These Terms and your access to and use of the Website are subject to:
12.1.1. (if you are a resident in the UK) the relevant UK law, and the relevant UK Courts will have exclusive jurisdiction; or
12.1.2. (if you are not resident in the UK) then English law will apply and the English Courts will have exclusive jurisdiction.
12.2. Notwithstanding clause 11, you agree that we shall still be allowed to apply for injunctive remedies (or other types of temporary relief or legal remedy) in any jurisdiction.
You hereby acknowledge that you have read and agree to be bound by the above Terms for our website and members area as well as the General Terms and Conditions
SharePickers Investment Club is a members only website, run by Justin Waite where investors of all abilities can learn and share their thoughts on investing.
